Terms of Use

The information on this website is provided for general educational and informational purposes.

The website does not provide individualized tax, legal, accounting, investment, financial-planning, or insurance advice. Information presented on the website should not be used as a substitute for advice from qualified professionals who understand your specific circumstances.

Visiting the website, reading its content, sending an email, or scheduling an introductory conversation does not by itself create:

Any formal relationship, service, or insurance transaction is subject to separate discussion, applicable licensing, suitability considerations, carrier requirements, and any required written documentation.

Financial circumstances and results vary.

Nothing on this website guarantees:

Testimonials describe individual experiences and should not be interpreted as promises that another person will have the same experience.

Kishor Rao, professionally known as Kish Rao, is currently licensed as a life insurance producer in Pennsylvania, Massachusetts, New Jersey, North Carolina, and Texas.

Insurance products are available only in jurisdictions where the appropriate licenses are held. Product availability, approval, suitability, features, costs, and requirements vary by person, carrier, product, and state.

Website content is not an offer to sell insurance in a jurisdiction where the necessary licensing or authorization is not held.

Unless otherwise stated, the website text, branding, framework descriptions, graphics, layouts, and original educational materials are owned by or licensed to Yardley Estate Holdings, LLC.

You may view, print, or share links to public website pages for personal, noncommercial purposes.

You may not, without written permission:

References to third-party podcast titles, platforms, trademarks, and content remain the property of their respective owners.

You agree not to:

The website may link to third-party services, including scheduling platforms, podcast platforms, video platforms, and other educational resources.

These services are operated independently and may have separate terms, privacy policies, availability, and security practices. A link does not necessarily mean that Kish Rao Wealth Strategy endorses every statement, service, or practice of the linked provider.

Use of a third-party service is at the visitor’s discretion and subject to that provider’s terms.

The website may direct visitors to an external scheduling service.

Scheduling a conversation does not guarantee that Kish Rao Wealth Strategy can provide a service, recommend a strategy, or offer an insurance product. Any potential next step depends on the visitor’s circumstances, needs, location, and applicable requirements.

Email is not guaranteed to be secure or error-free. Do not send Social Security numbers, account credentials, tax documents, medical records, or other sensitive information through ordinary email unless a secure and approved method has been provided.

The website does not currently offer an SMS signup or marketing-text program.

If SMS services are offered later, they will require separate consent and will be governed by the disclosures shown at the point of signup. Those disclosures may include:

The Terms and Privacy Policy will be updated before or when an SMS program is activated.

We may change, suspend, remove, or update website content without notice. We do not guarantee uninterrupted access or that every page will always be error-free.

To the extent permitted by law, the website and its content are provided on an “as available” basis without warranties regarding accuracy, completeness, availability, fitness for a particular purpose, or results.

This section does not exclude rights that cannot legally be excluded.

To the extent permitted by law, Yardley Estate Holdings, LLC, Kish Rao Wealth Strategy, and Kishor Rao will not be liable for losses arising solely from reliance on general website information, interruption of access, or use of third-party links.

Nothing in these Terms limits liability where limitation is prohibited by applicable law.

These Terms may be updated when the website, services, or legal requirements change. The revised version will appear on this page with an updated effective date.

Questions regarding these Terms may be sent to:

Kish Rao Wealth Strategy

An educational brand operated by Yardley Estate Holdings, LLC

kish@kkrwealthgroup.com

To schedule a Wealth Strategy Conversation, visit the scheduling page.