Legal
Educational and Professional Disclaimer
Kish Rao Wealth Strategy is an educational brand operated by Yardley Estate Holdings, LLC.
Educational information only
This website provides general educational and informational content. It is not individualized tax, legal, accounting, investment, financial-planning, or insurance advice.
Visitors should consult appropriate qualified professionals before making decisions based on their own financial, legal, tax, investment, estate-planning, or insurance circumstances.
No recommendation based solely on website content
No financial strategy, insurance product, account structure, or planning approach is appropriate for every person.
A strategy should be evaluated only after considering the individual’s goals, financial position, family circumstances, obligations, location, eligibility, existing professional relationships, and other relevant facts.
Insurance licensing and availability
Kishor Rao, professionally known as Kish Rao, is currently licensed as a life insurance producer in:
- Pennsylvania
- Massachusetts
- New Jersey
- North Carolina
- Texas
Insurance products are offered only where the appropriate licenses are held. Availability, eligibility, suitability, features, costs, underwriting, and state requirements vary.
Additional state licensing may be obtained when appropriate and subject to applicable requirements.
No investment-adviser or fiduciary representation
The website does not represent Kish Rao Wealth Strategy, Yardley Estate Holdings, LLC, or Kishor Rao as a registered investment adviser, broker-dealer, attorney, accountant, or tax adviser.
The website does not create a fiduciary relationship.
No guarantees
Nothing on this website guarantees:
- investment or insurance performance;
- a particular tax result;
- financial gain;
- protection from loss;
- policy approval;
- access to capital;
- liquidity;
- savings; or
- any specific personal or financial outcome.
Testimonials
Testimonials and client statements describe individual experiences. They are not guarantees, promises, or representations that another person will achieve the same result.
Specialists and third parties
Kish may discuss the value of coordinating with CPAs, attorneys, lenders, advisers, insurance professionals, and other specialists.
References to specialist involvement do not mean that every visitor will need the same professionals or that a particular professional relationship or referral is guaranteed.
Each professional remains responsible for services provided within that professional’s own role, licensing, judgment, and engagement.
External content
The website may link to podcasts, videos, scheduling services, articles, and other third-party content. These links are provided for convenience and context.
Yardley Estate Holdings, LLC does not control independent third-party sites and is not responsible for all content, availability, claims, privacy practices, or terms presented there.
No relationship formed through website use
Using the website, requesting information, or scheduling an introductory conversation does not create an insurance-client, investment-advisory, fiduciary, legal, tax, accounting, or other professional relationship.
Any formal engagement or insurance transaction requires appropriate discussion, documentation, licensing, review, and approval.
Contact
Questions about this Disclaimer may be sent to:
Kish Rao Wealth Strategy
An educational brand operated by Yardley Estate Holdings, LLC
To schedule a Wealth Strategy Conversation, visit the scheduling page.